EMV Explained for Small Business Owners
EMV smart cards are a hot topic in the US right now due to the data breaches that we have been seeing here. This blog is going to cover the history of EMV, what EMV stands for, and where it is going in the United States.
Continue Reading Lower American Express Processing Costs
Total Merchant Services is excited to announce that now we are able to lower your processing costs on your Amex processing! We can now offer your business custom pricing on American Express card processing. There are very few merchant services companies that are able to lower any of your American Express processing costs. Total Merchant Services can now lower the costs based on a variety of factors such as your business type and American Express transaction average. By taking advantage of this program we can save you a substantial amount on your American Express processing along with providing your...
Continue Reading Merchant Services Explained – The Basics
Do you have a new business and need to set up to process credit cards? If so then you probably understand that you will need to get merchant services for your business by setting up a merchant account. What you may not fully yet understand is exactly how the merchant account works. If you have been processing credit cards for some time now you probably will not benefit from reading this post about merchant accounts since this outline will very basic. However, if you are new to credit card processing and need a merchant account read-on.
Continue Reading PCI Compliance Simply Explained
PCI compliance is something that is crucial for any business that handles credit card numbers – including merchants, processors, financial institutions, and service providers. PCI DSS (Payment Card Industry – Data Security Standard is a set of requirements that are set forth to ensure all companies that process, store, and transmit credit card transactions do so in a secure manner. Simplified PCI compliance is measures that are taken to help protect card holder data, keeping it out of the wrong hands. Recently in the news Target the second largest US retailer had a substantial data breach. The Target data...
Continue Reading Wireless Credit Card Processing – Saving Your Business Money
Want to save your business money? Wireless credit card processing could help! No matter if you are running a small flower shop or a large furniture store you can lower your credit card processing costs by accepting credit cards at the point of sale on deliveries. Many businesses accept credit cards over the phone prior to going out to drop off their merchandise. When this is done you will end up paying much more to process these cards since there is no magnetic strip verification. Credit card processing fees could be up to a whole percent or more higher...
Continue Reading Should I Use Square or get A Merchant Account?
You might be in a position right now where you are looking for credit card processing for your new or existing business. In looking I am sure you came across Square merchant services. They offer credit card processing at a wholesale rate (one flat rate for all card types). This can be appealing for a new business owner looking for credit card processing for the first time. Let see if Square merchant services right for your business. If the following statements fit your situation then a credit card processing service such as Square is right for you.
Continue Reading Free Groovv Marketing Tool
Total Merchant Services now offers optional Fanminder services free with all new merchant accounts! Fanminder gives you the tools you need to grow your business and create customer loyalty. It integrates mobile, Facebook, Twitter and email marketing into an easy to use online tool. With services from Fanminder you are able to create coupons that can be redeemed by your customers and tracked from inside your Fanminder interface. If you were to subscribe to Fanminder without the free services offered along with our credit card processing, you would pay around $1,800 a year, including a $30 monthly fee with...
Continue Reading Credit Card Merchant Services Cash Advance
Could your business benefit from up to $100,000 in working capital in your account within days? Many merchants are searching for a fast,easy way to get the working capital that they need to make improvements or for any other purpose at their business. One way a merchant can get the cash they need is to get a credit card merchant services cash advance. A cash advance from credit card proceeds isn’t a loan. It is a purchase of future credit card sales in exchange for cash now. Many times this money would be used in a way that would...
Continue Reading Are Free Credit Card Terminals Really Free?
Total Merchant Services was one of the first companies out there that started offering their merchants a free credit card terminal along with their credit card processing services. When we started, our competition could not understand how we could do this. At the time it would not be unusual to sign a lease on a terminal that cost $300 and end up paying thousands more than it is worth. Other people sold the equipment with a 100%+ mark-up. This is what our competition could not understand: they were making money on credit card terminals hand over fist...
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