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No Contracts

Great hardware and software options by Chris Judy of Total Merchant Services, offered absolutely free with your no commitment merchant services.

Free Equipment

Have the best free equipment for your business placed today, along with your low fee and no commitment merchant services account.

One on One Support

One on one support for your merchant account provided by me, Chris Judy, with comprehensive knowledge of the merchant services industry.

Meet or Beat Pricing

With our meet or beat guarantee, if you find a better rate from a competitor, bring it to me. I will evaluate it and meet or beat the rates of your offer.

Merchant Services and Payment Processes

help your business grow with our comprehensive services and unrivaled support!

Welcome to Total Merchant Services!

I’m Chris Judy, and this is your home for the highest quality customer service available in the credit card processing industry! Chris Judy offers a variety of comprehensive services, ranging from free credit card terminals to payment processing for your small business! If you’re looking for credit card merchant services, or you need the best merchant services solutions around with unparalleled one-on-one support, then you’ve come to the right place!

I understand that many payment processing terminals are exceedingly expensive, forcing small businesses to dip deep in order to afford them. Even worse are the companies that add a prohibitive fee to every charge once that terminal is safely within your shop; it’s expensive and difficult to maintain. Fortunately, Chris Judy offers products which are easy to afford, including inexpensive merchant card processing, free credit card terminals, and a free social media marketing tool to help your business grow!


Free Mobile Point of Sale

Payments through smartphone bluetooth.


Free Terminals & Readers

Free and easy-to-use credit card readers.


Free Online Payments

Cloud-based, simplified online checkout.


Free Tablet Point of Sale

Sleek tablet point of sale system for small business.


Free Payment Swiper

Convenient mobile credit card processing.


Powerful Point of Sale

The ultimate android point of sale system.

Get started on your free custom quote now!