Merchant Services and Credit Card Processing

Help your business grow with Chris’ comprehensive merchant services, free terminals, free point of sale, and unrivaled support!

Free Ingenico iCT220 Physical Terminal

Free Retail Terminal

Our easy-to-use free retail terminal is EMV Smart Card ready, NFC enabled, with a high-level of security, and fast download and transaction speeds! Comes with a free pin pad!

Free Ingenico iWL255 Wireless Credit Card Terminal

Free Wireless Terminal

Our easy-to-use free wireless terminal is EMV Smart Card ready, 3G wireless service capable, NFC enabled with a high-level of security and fast transactions!

PayAnywhere Point of Sale

Free PayAnywhere POS

Our free PayAnywhere Storefront point of sale is designed to keep small restaurants in mind! Get paid anywhere with this versatile system.

Groovv Online Payments

Free Groovv Online Payments

With our free Groovv Online Payments suite, you can manage transactions through one cloud-based interface with a simplified online checkout process and secure data!

Free Mobile POS

Free Groovv mPOS

Our free Groovv mPOS is a mobile point of sale solution that will accept all payment types with a handheld EMV/NFC reader with a bluetooth connection to your smartphone!

Groovv All In One POS

Groovv All-in-One

The Groovv All in One is the ultimate android point of sale system, allowing you to have multiple ways for your business to process your payments! Counter-top and companion payment device!

Free Gateway

Free Terminal

Our free Terminal is an industry leading online payment gateway, allowing you to accept credit cards and electronic checks directly from your website or over the phone!

Groovv Flex POS

Free Groovv Flex POS

Our free Groovv Flex POS (*) is designed for the merchant on the go, with a detachable Samsung tablet and companion payment device that will make traveling to shows and events easy!

No Contracts

Great hardware and software options by Chris Judy of Total Merchant Services, offered absolutely free with your no commitment merchant services.

Free Equipment

Have the best free equipment for your business placed today, along with your low fee and no commitment merchant services account.

One on One Support

One on one support for your merchant account provided by me, Chris Judy, with comprehensive knowledge of the merchant services industry.


Lower processing costs by being paired to the best new merchant services technologies for your business’s unique situation.

Welcome to Total Merchant Services!

I’m Chris Judy, and this is your home for the highest quality customer service available in the credit card processing industry! I offer a variety of comprehensive services, including; free credit card terminal, free point of sale, online gateways, and mobile POS. Along with solutions to payment processing for your business! If you’re looking for credit card merchant services, or you need the best merchant services solutions around with unparalleled one-on-one support, then you’ve come to the right place!

I understand that many payment processing terminals are exceedingly expensive, forcing small businesses to dip deep in your pocket to afford them. Even worse, are the companies that still sign leases on credit card equipment. Fortunately, I offer products which are easy to afford, including inexpensive merchant card processing, free credit card terminals, and a free social media marketing tool to help your business grow! Call me at 800.518.6825 or complete in inquiry form to get a proposal today!

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