Merchant Services and Credit Card Processing

Help your business grow with Chris’ comprehensive merchant services, free terminals, free point of sale, custom integrations, and unrivaled support! Browse some of the solutions that are available below. If you need help or do not see what you need, complete his no obligation merchant services quote form. He will then assist in matching you with the latest merchant services technology that will help you manage your business while saving your company money, and the most powerful resource, time.

Free Ingenico iCT220 Physical Terminal

Free Retail Terminal

Our easy-to-use free retail terminal is EMV Smart Card ready, NFC enabled, with a high level of security, and fast download and transaction speeds! Available with an optional free pin pad.

Free Ingenico iWL255 Wireless Credit Card Terminal

Free Wireless Terminal

Our easy-to-use free wireless terminal is EMV Smart Card ready, 3G wireless service capable, NFC enabled with a high level of security and fast transactions!

PayAnywhere Point of Sale Smart Terminal, Smart Flex, & Smart POS

Free PayAnywhere POS

Our free PayAnywhere point of sale is designed keeping small business in mind! Get paid anywhere with this versatile system with a selection of Smart Terminal, Smart Flex, or Smart POS devices.

Ingenico iPP320 Thumbnail

Micros EMV Solution

Secure your cardholder data while eliminating the middleware costs. Our Micros EMV solution semi-integrates the Ingenico iPP320 so you can become EMV compliant.

Contact Chris

Free No Obligation Quote

Let Chris’ 20 plus years in the merchant services industry go to work for you. Complete this form and he will pair you with the best solutions for your business helping you spend less time managing while lowering costs.

Authorize Card Online v3

Free Terminal

Our free Terminal is an industry leading online payment gateway, allowing you to accept credit cards and electronic checks directly from your website or over the phone!

No Contracts

Great hardware and software options by Chris Judy of Total Merchant Services, offered absolutely free with your no commitment merchant services.

Free Equipment

Have the best free equipment for your business placed today, along with your low fee and no commitment merchant services account.

One on One Support

One on one support for your merchant account provided by me, Chris Judy, with comprehensive knowledge of the merchant services industry.


Lower processing costs by being paired to the best new merchant services technologies for your business’s unique situation.

Welcome to Total Merchant Services!

I’m Chris Judy, and this is your home for the highest quality customer service available in the credit card processing industry! I offer a variety of comprehensive services, including; free credit card terminal, free wireless credit card terminal, free point of sale, online gateways, and mobile POS. Along with solutions to payment processing for your business! If you’re looking for credit card merchant services, or you need the best merchant services solutions around with unparalleled one-on-one support, then you’ve come to the right place!

I understand that many payment processing terminals are exceedingly expensive, forcing small businesses to dip deep in your pocket to afford them. Even worse, are the companies that still sign leases on credit card equipment. Fortunately, I offer products which are easy to afford, including inexpensive merchant card processing, free credit card terminals, and the tools you need to run your business smoothly! Call me at 800.518.6825 or complete the inquiry form to get a proposal today!

Already processing credit cards?

Upload your statement here to receive your no obligation and completely free credit card statement analysis.

Get started on your free custom quote now!