EDGE Dual Price Program
The EDGE program is an innovative dual pricing solution that assigns both a “cash” price and a “non-cash” price to every item in your business. Similar to how gas stations have offered two prices for decades, EDGE enables you to set retail prices at the item level based on payment method, giving your customers the choice and your business the savings.
Through the combination of flat-rate pricing and cash discount programming, merchants secure one low rate on every transaction while offering a discounted price to customers who pay with cash. It’s a compliant, transparent, and proven approach already used by 30–40% of all new merchant submissions.
How the EDGE Program Works
EDGE is built on a simple, legal, two-price model that benefits both you and your customers.
Set Your Retail Prices
The merchant sets their standard retail price to reflect a 4% increase across all items. This becomes the non-cash (card) price displayed to customers.
Automatic Cash Discount
Through EDGE’s cash discount programming, a lower cash price is automatically calculated and displayed for every item, giving customers the choice to save by paying with cash.
One Low Flat Rate
You secure a flat rate of 3.8461% on every card transaction with no interchange, no PCI fees, and no surprise charges. Sales tax is calculated automatically on the correct total.
Already processing on a surcharge or cash discount program?
Merchants converting to EDGE with a new POS may qualify for placement credits. Find out if you’re eligible.
Consumers Already Understand
For decades, gas stations across the country have displayed two prices for every grade of fuel: a credit/debit price and a cash price. Consumers understand and accept this model as a standard part of commerce. EDGE brings this same transparent, dual-price approach to retail, hospitality, quick-serve restaurants, and any merchant accepting card payments. Every item simply carries two prices, and the customer chooses how to pay.
This isn’t a surcharge, and it’s not a traditional “cash discount” add-on. It’s a true dual-price model built into the item pricing itself, all items have two prices.
Why Choose the EDGE Program?
EDGE is designed to put more money back in your pocket while keeping the customer experience positive and transparent.
Reduce Processing Costs
The 4% non-cash price increase offsets your processing expense, putting savings directly into your bottom line every month.
Fully Legal and Compliant
Built on a true two-price model, EDGE supports merchants in all 50 states and is designed to comply with both state pricing laws and Visa/Mastercard rules.
Simplified Statements
EDGE merchants receive simplified 3-section statements: no confusing interchange tables or hidden percentages. Just deposits, details, and billing.
EDGE-Compatible Equipment
EDGE works with industry-leading payment devices from the PayAnywhere Smart Solutions lineup and other supported POS platforms. Use it in-store or on the go.
Custom POS
EDGE dual pricing is compatible with a growing number of full point of sale platforms, making it easy to offer cash and non-cash pricing.
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Smart Terminal
Compact wireless terminal with built-in printer, 4G, and Wi-Fi. Ideal for merchants on the go who need a portable, Edge-compatible solution.
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Smart POS+
Full-featured countertop POS with a large touchscreen display. Displays both cash and card prices, provides dual totals, and prints itemized receipts.
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Smart Flex
Versatile all-in-one device that works as a handheld terminal or a docked countertop unit. Perfect for businesses needing flexibility with EDGE support.
Learn MoreReady to Get an EDGE on Processing Costs?
Find out how much you could save with the EDGE dual-price program. Request a free, no-obligation quote or send us your current statement for a complimentary analysis.