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Credit Card Merchant Services Cash Advance

Could your business benefit from up to $100,000 in working capital in your account within days? Many merchants are searching for a fast,easy way to get the working capital that they need to make improvements or for any other purpose at their business. One way a merchant can get the cash they need is to get a credit card merchant services cash advance. A cash advance from credit card proceeds isn’t a loan. It is a purchase of future credit card sales in exchange for cash now. Many times this money would be used in a way that would...

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Are Free Credit Card Terminals Really Free?

Total Merchant Services was one of the first companies out there that started offering their merchants a free credit card terminal along with their credit card processing services. When we started, our competition could not understand how we could do this. At the time it would not be unusual to sign a lease on a terminal that cost $300 and end up paying thousands more than it is worth. Other people sold the equipment with a 100%+ mark-up. This is what our competition could not understand: they were making money on credit card terminals hand over fist...

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Total Merchant Services Acquires Fanminder

Total Merchant Services (Total) announced today the purchase of California-based Fanminder. The acquisition adds a social, mobile marketing tool to Total's existing portfolio of innovative payment solutions. Fanminder will immediately provide Total's entire base of small to mid-sized merchants with enhanced social media, email and text messaging abilities -- that help stimulate sales via personal interaction with their customers and prospects.

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Increasing Sales – Gift Cards

One of the best and easiest ways to increase your sales is to add a gift card program. By setting up a gift card program you can bring in new customers who often will spend more than the face value of the card. Statistically 61% of gift card users spend more when redeeming the card. The customers who do not use the full value will then have a reason to come back to your store to use the rest of the card. In some instances you may sell a gift card and never see it come in your store...

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Credit Card Terminal Leases Explained

A normal term on a lease agreement for a credit card terminal is 48 months and in many states these agreements are non-cancelable. I have seen prices on these agreements range from as low as $19.95 a month to as high as $160 a month with some extra fees charged by the leasing company. That would bring the total cost for the terminal to $957.60 to $7,680 plus those extra fees.

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