Low Cost POS System

Are you a business owner who is still using a cash register and looking to make an upgrade? We have a solution for you to upgrade to the next level of business management by utilizing a POS system. Here at Total Merchant Services, we offer a large variety of full-featured POS systems. If you are not quite to the point of needing a costly POS system, our PayAnywhere POS is a great stepping stone. Let’s take a look at how PayAnywhere can help your business. What is PayAnywhere? PayAnywhere is an easy-to-use app-based POS system you can access from...

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Customer Portal for QuickBooks

Are you looking for a customer portal for QuickBooks? Well, you have found the right place. Chargezoom seamlessly integrates into QuickBooks Online, QuickBooks Desktop, FreshBooks, and Xero accounting programs. Read on to learn how Chargezoom allows you to create a custom-branded portal for your clients and customers to access their invoices to pay one or many at a time. Custom Branded Customer Portal for QuickBooks Chargezoom offers, among other features, a portal for your customers to access where they can pay or reprint their invoices. You can add your logo to the portal so that your customers see they...

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Best B2B Credit Card Processing

What Makes our System the Best B2B Credit Card Processing? We offer our in-house PayTrace payment gateway that automatically recognizes level II & III data cards. Our parent company acquired PayTrace towards the beginning of 2022 to align us with the best B2B processing gateway on the market. The system identifies the card as a business, corporate, purchasing, or governmental card and ensures the requested data gets sent to the processor. This process will qualify the card at a much lower rate on Interchange. What does that mean for your company? The card will be eligible at a rate...

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Interchange Optimization

When you are in a business-to-business (B2B) or business-to-government (B2G) industry, you can take advantage of Interchange Optimization. Due to the high occurrence of business, corporate, and purchasing cards involved with handling payments in the B2B and B2G industries, there are ways to ensure you are paying the best possible Interchange rate on these card types. What is Interchange Optimization? Interchange Optimization relates to how your business processes the credit cards you accept for payment for your goods and services. Some card types allow for extra data to be passed and qualify the transaction on a lower Interchange rate...

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Lower American Express Processing Costs

Total Merchant Services is excited to announce that now we are able to lower your processing costs on your Amex processing! We can now offer your business custom pricing on American Express card processing. There are very few merchant services companies that are able to lower any of your American Express processing costs. Total Merchant Services can now lower the costs based on a variety of factors such as your business type and American Express transaction average. By taking advantage of this program we can save you a substantial amount on your American Express processing along with providing your...

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Merchant Services Explained – The Basics

Do you have a new business and need to set up to process credit cards? If so then you probably understand that you will need to get merchant services for your business by setting up a merchant account. What you may not fully yet understand is exactly how the merchant account works. If you have been processing credit cards for some time now you probably will not benefit from reading this post about merchant accounts since this outline will very basic. However, if you are new to credit card processing and need a merchant account read-on.

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PCI Compliance Simply Explained

PCI compliance is something that is crucial for any business that handles credit card numbers – including merchants, processors, financial institutions, and service providers. PCI DSS (Payment Card Industry – Data Security Standard is a set of requirements that are set forth to ensure all companies that process, store, and transmit credit card transactions do so in a secure manner. Simplified PCI compliance is measures that are taken to help protect card holder data, keeping it out of the wrong hands. Recently in the news Target the second largest US retailer had a substantial data breach. The Target data...

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Wireless Credit Card Processing – Saving Your Business Money

Want to save your business money? Wireless credit card processing could help! No matter if you are running a small flower shop or a large furniture store you can lower your credit card processing costs by accepting credit cards at the point of sale on deliveries. Many businesses accept credit cards over the phone prior to going out to drop off their merchandise. When this is done you will end up paying much more to process these cards since there is no magnetic strip verification. Credit card processing fees could be up to a whole percent or more higher...

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